CRED
Fintech
Complete your first credit-card bill payment and unlock CRED coins.
You earn
₹250
2 codes available
Category
Fintech referral codes
Payments, credit and investing apps pay the highest referral bonuses of any category — often ₹100–₹300 for a first transaction. Rewards usually land after your first bill payment, UPI transfer or investment.
7 offers, sorted by highest payout
Paytm
Fintech
UPI cashback on your first money transfer.
You earn
₹100
PhonePe
Fintech
Reward for completing your first UPI payment.
You earn
₹100
Amazon Pay
Fintech
Cashback on your first Amazon Pay UPI transaction.
You earn
₹75
Groww
Fintech
Open a free demat account — reward goes to the sharer, not you.
You earn
Nothing — pays the sharer only
2 codes available
Zerodha
Fintech
Open a demat account with India's largest broker — the sharer is paid, not you.
You earn
Nothing — pays the sharer only
Upstox
Fintech
Refer-and-earn: vouchers for the sharer, nothing stated for you.
You earn
Nothing — pays the sharer only