PhonePe referral code — earn ₹100
Reward for completing your first UPI payment.
RefNook lists one PhonePe referral code. It gets you ₹100, and it was confirmed working on 1 Jul 2026.
- code shared
- 1
- you earn
- ₹100
- times used
- 481
- last checked
- 2mo ago
You earn
₹100
Why you can trust these codes
- Every code shows the date it was last confirmed working.
- Codes people report as broken sink down the list — we don't quietly delete them.
- Shared by people who earn when you use them, so they have reason to keep them live.
- No account needed to copy a code.
How to redeem the PhonePe code
- 1
Copy the code above.
- 2
Install PhonePe and register with your bank-linked mobile number.
- 3
Enter the code on the referral screen during onboarding.
- 4
Send your first UPI payment of ₹100 or more to unlock the scratch card.
Reward details
- You get
- ₹100
Enter this code during PhonePe onboarding and send your first UPI payment of ₹100 or more. You'll unlock a scratch card with an assured ₹100 reward, credited to your wallet or linked bank account.
PhonePe gives new users a scratch-card reward for completing their first UPI transaction after signing up with a referral code. The reward lands straight in your PhonePe wallet or linked bank account.
More in Fintech
PhonePe referral FAQ
Does a wallet top-up count as the first payment?
No — it has to be a UPI payment to another person or merchant.
How big is the reward?
Scratch cards vary; ₹100 is the typical assured amount on referral signups.
RefNook is an independent marketplace and is not affiliated with PhonePe. Codes are shared by the community; reward amounts and terms are set by the brand and can change without notice.



